🏛️ For Payers

Built for
Insurance Companies

Automate OPD and IPD claims adjudication, eliminate fraud before payment, and configure benefit plans in minutes AI-first infrastructure for India's health insurers.

🤖 AI Adjudication ✅ Fraud Detection NHCX Connected
Zealthix · Insurer Claims Pipeline
// IPD claim received via NHCX → zudy.adjudicate("IPD-CLM-77301") insurer: Star Health Insurance claimed: ₹1,85,000   → zudy.evaluate() eligibility: active 4 yr policy ✓ coverage: in-patient surgery ✓ tariff: within network rate ✓ fraud_score: 0.04 low risk leakage: none detected ✓   → zudy.decide() approved: ₹1,72,000 non_payable: ₹13,000 deducted elapsed: 4.3s
97%OPD & IPD claims auto-adjudicated
35%Reduction in fraudulent payouts
T+20Provider settlement cycle
10xFaster OPD plan go-live
What We Solve

Every insurer pain point,
automated by AI

🤖

Automated OPD & IPD Adjudication

Zudy processes both OPD and IPD claims against your exact policy configuration eligibility, benefit coverage, tariff compliance, and copay calculation simultaneously. 97% of standard claims decided without human intervention.

AI-Driven OPD Plan Configuration

Zive reads your policy document and configures the live OPD benefit plan in minutes benefit tables, copay rules, waiting periods, and exclusions extracted automatically. No manual setup, no UAT delays.

🛡️

Fraud & Leakage Detection

ML models score every claim for fraud risk before payment authorisation. Duplicate visits, over-billing, phantom admissions, and network abuse identified at submission not at audit.

💳

Automated Provider Settlement

Approved claims batch automatically into payment runs. NEFT/IMPS settlement instructions generated and sent to the bank providers receive payment and advice without manual processing.

📊

Population & Utilisation Analytics

Zlake builds a FHIR-encoded health data lake from your claims data enabling cohort analytics, disease burden mapping, renewal pricing intelligence, and population health management.

🏛️

NHCX & ABDM Compliant

Native NHCX gateway connectivity for all NHA-mandated claim flows. ABHA-verified patient identity, FHIR R4 data standards, and full audit trail for IRDAI and NHA compliance.

How It Works

From policy document
to automated claims operation

Zealthix replaces your entire manual claims and OPD operations stack with AI from plan configuration to claim decision to provider payment.

1
Upload Your Policy

Zive reads your OPD policy document and configures a live benefit plan copay rules, sub-limits, exclusions, and provider network in under 10 minutes.

2
Claims Arrive via NHCX

OPD and IPD claims flow in from providers via NHCX or direct API. Zudy enriches each claim with policy data, member history, and provider profile automatically.

3
AI Decides in Seconds

Fraud scoring, eligibility, tariff, and benefit checks run simultaneously. Approved amount calculated and decision issued with full audit trail standard claims in under 5 seconds.

4
Providers Settled T+20

Approved claims batched into payment runs at end of day. Settlement sent to bank, advice delivered to providers. Your operations team monitors they don't process.

Insurance claims automation dashboard
Products in This Solution

The Zealthix stack for
health insurers

🤖

Zudy →

AI-driven automated OPD and IPD adjudication platform 97% auto-decision rate, fraud detection, intelligent escalation for complex cases.

Zive →

AI-driven OPD stack plan configuration from policy documents, auto adjudication, and automated payment & settlement workflows.

🗄️

Zlake →

FHIR-encoded health data lake for payers OPD and IPD data standardised and ready for population analytics, fraud intelligence, and renewal pricing.

🔄

ZyncFlo →

Unified claim submission engine connects your provider network to your adjudication layer with AI pre-validation and real-time status tracking.

Impact

Lower claims costs,
faster operations

97%
Claims auto-adjudicated operations team handles only exception cases
35%
Reduction in fraudulent and inflated claim payouts
10x
Faster OPD plan go-live vs manual configuration

Automate your claims
operations end to end

Book a demo and we'll show you Zudy adjudicating live claims from your portfolio and Zive configuring an OPD plan from your policy document.

Book a Demo →