⚡ OPD Intelligence

Zive

The AI-driven OPD stack intelligent plan configuration, automated adjudication, and AI-powered payment & settlement workflows, all in one platform.

🤖 AI Plan Config ✅ Auto Adjudication 💳 AI Settlements
Zive Agent · OPD Plan Config
// AI configures OPD plan from policy PDF → zive.configure_plan("Platinum OPD 2025") benefit_set: 14 items extracted copay_rules: auto-applied by specialty network: 847 providers loaded exclusions: 22 items flagged   // Claim arrives auto adjudication → zive.adjudicate("OPD-CLM-88241") policy_match: confirmed ✓ benefit_check: covered ✓ copay_applied: ₹150 approved: ₹1,050   → zive.settle() payment_mode: NEFT batch status: queued for settlement ✓ elapsed: 3.2s
95%OPD claims auto-adjudicated
3.2sAverage adjudication time
ZeroManual plan configuration effort
T+1Provider settlement cycle
Trusted by leading payers, insurers & brokers across India
Features

Every layer of OPD operations,
automated by AI

AI-Driven Plan Configuration

Upload any policy document and Zive's AI extracts benefit structures, copay rules, network restrictions, and exclusions configuring a live OPD plan in minutes, not days.

🤖

Auto Adjudication Engine

Rules-based plus ML adjudication processes OPD claims against the exact plan configuration. 95% of standard claims decided without any human intervention.

💳

AI-Driven Payment & Settlements

Batch payment instructions generated automatically from adjudicated claims. Provider settlement via NEFT/IMPS with automated advice, reconciliation, and dispute tracking.

🛡️

Real-Time Fraud & Leakage Detection

AI flags duplicate visits, over-billing, and network abuse before authorisation is given. Every claim scored for fraud risk at submission not at audit.

📊

OPD Analytics Dashboard

Live visibility into utilisation by specialty, geography, and diagnosis. Track cost trends, benefit burn rates, and provider performance to inform plan renewal decisions.

🔗

Multi-Payer & Network Ready

Supports multiple plan variants and provider networks simultaneously. Works with NHCX-connected providers and direct integrations via HL7/FHIR API.

How It Works

From policy document
to live OPD operation

Zive collapses what used to take weeks of manual configuration and ongoing claims operations into a fully automated pipeline driven by AI at every step.

1
AI Reads the Policy

Upload a PDF or structured policy spec. Zive's AI parses benefit tables, copay rules, waiting periods, exclusions, and network parameters into a live configuration.

2
Plan Goes Live Instantly

Configured plan activates across the provider network. Members can start using benefits immediately. No manual entry, no UAT delays.

3
Claims Auto-Adjudicated

OPD claims arrive digitally. AI checks eligibility, benefit coverage, fraud signals, and copay calculation simultaneously decision in under 5 seconds.

4
Payments Settled Automatically

Approved claims batch into payment runs. Settlement instructions sent to the bank. Providers receive payment and advice without manual processing.

OPD AI plan operations dashboard
Impact

Faster plans, cheaper claims,
happier customers

10x
Faster plan go-live compared to manual configuration
95%
OPD claims fully adjudicated without human review
Real time
Discovery & Booking

Launch your AI-powered
OPD stack today

Book a demo and we'll show you how Zive configures a live OPD plan from your policy document in under 10 minutes.

Book a Demo →